PAYMENT TERMS AND CONDITIONS

Business Name: COGNIGENCE SOLUTIONS

EFFECTIVE DATE: 2/7/2026

1. PAYMENT TERMS

TRAINING: A deposit of 50% of cost of service is due 7 days prior to execution date. The additional 50% is due within thirty (30) days after training is done.

WORKSHOPS: Workshops done in groups or one on one require full payment to secure their spot on the day of the workshop

2. ACCEPTABLE PAYMENT METHODS

The following payment methods are accepted:

• Bank Transfer/ACH

When making payment, please reference the invoice number to ensure proper application of funds.

3. LATE PAYMENT FEES

Where necessary, a late fee of 1.5% per month (18.0% annually) will be charged on all overdue balances. Outstanding balances may also be subject to interest charges at the maximum rate permitted by law.

4. SUSPENSION OF SERVICES

Cognigence Solutions reserves the right to suspend services on any account with overdue payments. Services will not be resumed until all outstanding balances are paid in full.

6. DISPUTE RESOLUTION

Any disputes regarding payment or these terms shall first be addressed through direct negotiation. If negotiation fails, disputes shall be resolved through mediation, and if necessary, binding arbitration.

7. GOVERNING LAW

These payment terms and conditions shall be governed by and construed in accordance with the laws of Jamaica. 

8. BILLING INQUIRIES

For questions regarding invoices, payments, or these terms and conditions, please contact:

Company Name: Cognizance Solutions

Email: cognigencesolutions@gmail.com

Phone: 658-216-9609

9. ENTIRE AGREEMENT

These terms and conditions constitute the entire agreement between Cognigence Solutions and the client regarding payment for goods or services provided. These terms may only be modified in writing and signed by both parties.

ACKNOWLEDGMENT: 

By accepting goods or services from Cognigence Solutions, you agree to be bound by these payment terms and conditions.